Vocational money and computer money

By: Sendy Filemon, 31 October 2008
Question, what is the underlying, most basic premise of current global economy system?
Perpetual growth
What prove to this answer?  The pervasive application of interest rate to borrowed capital. An interest means that the borrower will somehow get more money in the future than what he had borrowed today. Without growth, it’s [...]

Time for Change

We are 4 days to the US election and i have goosebumps everytime i heard about pools going favorable to the wrong direction, to McCain’s that is.
I have been keeping track of this election ever since it’s Obama vs Hillary, hoping that in the end, America will stop its collective stupidity and start choosing a [...]

Suku bunga deposito bank di Indonesia – 29 Oktober 2008

(This post has been updated on 18 November 2008, 5 more banks has been added, and a summary on which product gives Best return for different asset size is provided. Click this link to find the updated version, and another feature on Suku Bunga Deposito has been added, click this link to see the feature)
You [...]

We have been talking about the wrong type of oil inventory

By Sendy Filemon, 25 October 2008
When one think about speculating on commodities, products with physical form, one thinks about hoarding.
Popular example in an Asian country would be, rice hoarding, speculators buys rice, hoard it in some warehouse, create supply gap in the market, prices starts increasing, consumer start to perceive the increase in price, consumers [...]

Quotes from the ultimate fun fearless female

Some quotes from Helen Gurley Brown
Why quote her? well, you may or may not like all her values, but she got balls for sure, more balls than most men i meet, so, salute.
the quotes:

“Beauty can’t amuse you, but brainwork — reading, writing, thinking — can.”
“People think chutzpah is in the genes. It isn’t…it’s in the needing and [...]

Will there be capital in Apac Oil and Gas? IFC stand to fill the void

by Sendy Filemon, 23 October 2008
Some say that the financial crisis is the worst crisis since 1930, I say, this is the best opportunity since 1930. Financial crisis happens, in such times, both big winners and losers will emerge at the end of the tunnel. And I believe, IFC stands to be a winner, here’s [...]

Hedge your cashflow with a side business – part 1 – What do we need to start one

By Sendy – 21 October 2008

So, you have a job, that gives you a income stream, and regardless of your satisfaction with the amount of the income (most probably you’re not satisfied), it’s important to recognize a more damning fact, that it’s just one source of income.
Now, this represents a risk, if you only have [...]