Miskonsepsi tentang suku bunga deposito (dan tabungan)

(This feature serves as a mini update to my post on Time Deposit Interest Rate, the previous post can be found by clicking this link)
I had had strong…’prejudice’ regarding interest rates. I used to assume that interest rates from small banks is usually higher than those of larger banks, that larger banks are laggards when [...]

On the Horizon business model for Indonesian Financial industry

1. Mobile phone based payment
Embed a payment and encryption capability into a mobile phone (in the chip or software). Allow the mobile to execute payment, whether through near field detection, a specific button, or password type into the mobile phone’s keypad to approve and confirm the transaction. The balance can be refilled through phone, mobile, [...]