I notice many Indonesian like to spend money on unimportant stuff, then wonder why their salary is never enough. I should open a course on personal financial management

I am gravely concerned…..gravely concerned…

It’s like all around me i see people spending money on unimportant stuff, stuff that they don’t really need and can’t really afford.

I believe all my career talk will be useless if the readers are not aware of how to manage their money properly. It’s like telling someone to pipe water, when the same person use a leaking pipe. So here i am, speaking about the basic of personal finance.

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